Reducing Inequality Starts in the Home

June 29 2012

National Homeownership Month is rapidly coming to a close. This past month, NCLR and its partners have visited communities throughout the country, holding town halls to hear from and speak with those Americans who have felt the impact of our ongoing foreclosure crisis. Today, we are holding one of our Home for Good town halls in Ohio, a state which at times has had the third highest foreclosure rate in the United States.

This housing crisis exposed weaknesses in the housing system that have long affected low-income families and communities of color. It is estimated that 25% of Black and Hispanic borrowers in the U.S. lost homes or are at serious risk of losing their homes, compared to 12% of White borrowers. In our town hall tour, we have encountered many people who embody that statistic. They are struggling with a system that all too often is built to work against them. Through our Home for Good campaign, we aim to reduce that inequality and help keep more homeowners in their homes!

The posts featured in today's blog carnival celebrate National Homeownership Month and echo the main messages behind our Home for Good campaign: that we must 1) put an end to the needless foreclosures happening in some of the most vulnerable communities in the country and 2) remind our presidential candidates and other leaders to share with the nation their solutions.

If you would like your own post on the foreclosure crisis added, feel free to email David Castillo at

Thank you to everyone who participated, and enjoy these featured blog posts!


Loss of homes by Latino homeowners signals an erosion of equality in the nation, Marisa Treviño, Founder and Publisher, Latina Lista
LatinaLista — As June, otherwise known as National Homeownership Month, draws to an end so does the American Dream for many Americans, especially Latino and black home owners. RealtyTrac reports that banks took back 54,844 properties last month, up 7 percent from April. This is a discouraging sign in an economy where Latino homeowners have already lost 60 percent of their wealth since the onset of the housing collapse in 2008. Read more....




Puerto Rico success in homeownership, foreclosure prevention programs
, Rocío González, 
In an economy where foreclosures are the item of the day and minorities are bearing the brunt of it, the need to adopt successful policies is critical to help both Latinos and African Americans who are about to lose their homes. The U.S. Department of Housing and Urban Development, commonly known as HUD, is responsible for creating policies and programs to assist homeowners. However, HUD’s efforts have had difficulty taking off. Read more....

 Vacant properties in Latino communities: a discouraging irony, Julianna Gonzalez-Crussi, Policy Analyst & Housing Outreach Coordinator, Latino Policy Forum, Connector (A guest blog from the  Latino Policy Forum, hosted on the Metropolitan Planning Council's blog, Connector)
Take a walk down a block in any predominately-Latino neighborhood and you’ll be confronted with one the United States’ greatest present-day ironies: As one household is overcrowded, its space stretched to accommodate extended family or friends who have fallen on hard times, the home next door sits vacant, its windows covered with plywood and its yard untended. Read more....


Out of the Spotlight: Housing Struggles Faced by Minority Populations
, Spotlight on Poverty and Opportunity
Housing struggles in America often become pervasive problems in people’s lives, particularly in minority communities. Spotlight has covered these issues as well, most notably in last winter’s exclusive commentary series, “How Housing Matters to Families and Communities,” undertaken in partnership with the MacArthur Foundation. Read more....


 Homeowners Can't Afford Another Missed Opportunity
, Janis Bowdler, NCLR, Huffington Post - Latino Voices
When the housing bubble burst more than four years ago, many banks and federal regulators argued that the impact would be limited and the damage contained to the subprime market.
Famous last words. Read more....

Issues: Housing, Wealth Building, Current Campaigns
Geography:California, Far West, Midwest, Northeast, Southeast, Texas