Securing Homeownership

Updated Resources


Preserving the 30-year Fixed Home Loan
Read NCLR’s testimony on The Role of the 30-Year Fixed-Rate Mortgage in Maintaining the Pathway to Sustainable Homeownership for Hispanic Families (Oct 20,2011, U.S. Senate Banking Committee).

Civil Rights and Housing Market Reform
Civil rights organizations have a vested interest in improving the housing market and mortgage lending. Although the housing crisis may have served as a wakeup call for some, underserved families have long battled fair lending challenges and predatory lenders have disproportionately targeted communities of color and underserved families.

NCLR and its civil rights partners have drafted a list of principles that should help decision-makers shape the future of government sponsored enterprises (GSEs) and lead to a fairer market for all families and honest lenders.

Click the links below to watch what you missed at our civil rights GSE forum held on Wednesday, February 16, 2011: “A New Fannie and Freddie? Reforming U.S. Housing Finance Policy to Work for People of Color.”

  • U.S. HUD Secretary Shaun Donovan speaks on the housing finance climate and details the White House’s proposal to reform GSEs (part 1) (part 2) (part 3) (part 4)
  • Civil rights leaders discuss what’s needed to keep capital flowing to all communities
    (part 1) (part 2) (part 3) (part 4)

    Featured speakers:
    • Janet Murguía, President and CEO, NCLR
    • Shanna Smith, President and CEO, National Fair Housing Alliance
    • Hilary Shelton, Washington Bureau Director and Senior Vice President for Advocacy, NAACP
    • Marc Morial, President and CEO, National Urban League
    • Lisa Hasegawa, Executive Director, National Coalition for Asian Pacific American Community Development
  • Key stakeholders discuss perspectives on fair delivery of home loans
    (part 1) (part 2) (part 3) (part 4)

    Featured stakeholders:
    • Martin Eakes, CEO, Self-Help/Center for Responsible Lending
    • Ellen Seidman, Former Director, Office of Thrift Supervision, U.S. Department of the Treasury
    • Paul Leonard, Vice President of Government Affairs, Housing Policy Council, The Financial Services Roundtable
    • Alden McDonald, Jr., President and CEO, Liberty Bank

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  • The Truth About NCLR
  • NCLR Blog